We are a Brazilian fintech founded in 2019 with the purpose of transforming the reality of micro and small entrepreneurs. Our mission is to help millions of Brazilians thrive by driving their businesses forward through agile and accessible financial solutions.

We were pioneers in using PIX as a credit and payment platform, launching our solution in 2022. Today we process over R$3 billion in transactions per year, demonstrating the exponential growth of our business. Recently we reached breakeven, a milestone that highlights the strength of our business model.

About Zippi

Zippi is on a mission to empower Brazil’s 22 million micro and small businesses (MSBs) with financial solutions that truly fit their needs.

We pioneered the use of PIX as a credit platform, enabling MSBs to access working capital instantly. With a single tap, our customers can pay business expenses while enjoying up to 10 days to repay, ensuring consistent cash flow for their operations.

Since launching three years ago, we’ve achieved profitability and experienced exponential growth. Today, we process over R$3.2 billion in payments annually and are rapidly scaling to become the leading payment solution in Brazil’s R$1.6 trillion MSB market. Much like credit cards transformed consumer spending, Zippi is redefining how MSBs manage cash flow.

Our success is fueled by a highly automated, data-driven approach. We’ve built an advanced technological infrastructure that processes vast amounts of payments and credit data, allowing us to underwrite, disburse, and collect at scale while maintaining strong unit economics. We manage the entire credit cycle in-house, leveraging cutting-edge data science to make real-time decisions with precision.

Backed by top-tier investors like Y Combinator and Tiger Global, we are assembling a world-class tech team to build a future where every small business in Brazil can thrive. If you’re looking for an opportunity to make a real impact in a cause that’s worth fighting for — at one of the fastest-growing startups in emerging markets, tackling a multibillion-dollar opportunity — Zippi is the place to be.

About the Strategy Team

Zippi’s Strategy team is small, highly leveraged, and focused on solving the company’s biggest challenges. We tackle high-stakes decisions — whether it’s unlocking new growth, leading equity deals, mitigating existential risks, or making our core business stronger.

Our work is split into two key areas:

• Strategic Guidance – We define Zippi’s long-term direction, support executive decision-making, analyze market dynamics and competition, and communicate the company’s progress and vision both internally and externally.
• Corporate Development – We lead fundraising efforts, evaluate M&A opportunities, build strategic partnerships, and manage relationships with investors.

We’re not here to write reports or debate theory. Our job is to work closely with the leadership team to drive decision-making on these critical topics and ensure execution happens.

What You’ll Do

• Shape important decisions – Prepare high-impact memos, presentations, and executive materials for leadership, investors, and partners.
• Drive growth strategy – Identify and evaluate new business opportunities, including M&A and strategic partnerships.
• Decode market movements – Analyze industry dynamics, emerging trends, and internal performance to help define Zippi’s long-term strategy.
• Turn intelligence into action – Work closely with Product, Finance, Risk, and Data Science to develop insights that drive product roadmap and business priorities.
• Represent Zippi externally – Engage with investors, partners, and industry players to strengthen our market position.

What We’re Looking For

• 1-3 years of experience in strategy consulting, investment banking, venture capital, private equity, or strategy roles at high-growth startups.
• Exceptional analytical skills – You’re able to break down complex problems, model scenarios in Excel, and extract insights from SQL databases. Experience using AI tools to automate workflows and boost efficiency is a strong plus.
• Clear, high-impact communication – You can craft executive-level memos and presentations that drive decisions. Fluency in English is essential.
• Bias for action – You take ownership, push projects forward, and don’t wait for permission. You navigate ambiguity, adapt fast, and solve problems with imperfect information.
• Ability to thrive in fast-paced environments – You juggle multiple projects without sacrificing rigor or attention to detail.
• Curiosity for business strategy & LATAM’s fintech ecosystem – You question assumptions, dig deep into markets and trends, and continuously refine your thinking to spot opportunities and anticipate what’s next.

Why You Should Join Us

• A cause worth fighting for – Our mission is to help micro and small businesses thrive. Your work will directly impact 22 million Brazilian entrepreneurs, unlocking financial access in a massive, underserved market.
• High-impact role with leadership exposure – You’ll work directly with Zippi’s founders and leadership team, influencing key strategic decisions that shape the company's future.
• Fast growth and learning – We’re scaling quickly, and this role will put you in high-impact projects where you’ll gain real experience in decision-making, strategy, and execution — faster than in most other roles.
• Non-hierarchical, high-caliber team – You’ll be part of a tight-knit, collaborative team, working alongside world-class fintech founders and operators. Expect significant ownership in your work and the autonomy to drive meaningful impact.
• Own and build from day one – As an early team member, you’ll help build the strategy function from scratch in a well-funded and profitable Y Combinator-backed startup.
• Top-tier compensation – We offer highly competitive pay, including participation in our stock options program from day one. You’ll also get a comprehensive benefits package, including healthcare coverage, a dedicated learning budget, meal allowances, wellness apps, and more.

Our engineering team is focused on delivering value to customers by collaborating directly with all business areas. We believe the best decisions arise when we provide context and autonomy to our engineers, allowing them to take ownership in building our solutions.

We prioritize commitment, a willingness to learn, and the ability to collaborate and co-create over specific knowledge of languages or technologies. We tackle high-impact engineering challenges and foster an environment where our engineers work in cross-functional teams, connecting different business areas. We are looking for people with a product mindset and strong critical thinking skills, capable of leading projects with a high level of autonomy.