Banks don’t understand creators. Our customers create content for millions as a full-time career but receive poor service and terrible rates from banks, wasting them both time and money.

We’re building a bank for digital content creators across Instagram, YouTube, Twitch and TikTok, providing them with better rates and savings as their followings grow.

Our team comes from Instagram and Goldman Sachs and we understand these creators are businesses with real income streams along with predictive metrics like fan base, growth, and engagement.

We're backed by investors like YC, Signalfire, Union Square Ventures, Coatue, CRV, and the cofounder of Twitch, and are hiring folks interested in building products at the intersection of fintech and media.

About Karat

We're building the one-stop shop for creator finances.

Your favorite digital creators—the ones you follow every day on YouTube, Instagram, TikTok or Twitch—aren’t just extraordinarily talented personalities and community builders. They’re also businesses. That means they have business needs—managing revenues, expenses, savings, credit, and banking. We’re building products that help creators spend less time worrying about finances so they can focus on creating.

About the Role

We’re looking for a Growth Engineer to roll up their sleeves and help scale the most creator-friendly bank in the world. This is a high-impact, highly scrappy role for someone who loves wearing multiple hats and doing whatever it takes to move the needle — from spinning up a new landing page in Webflow, to debugging a signup flow, to automating a report for our ops team unlocking a 10x on their output.

You’ll work across growth, product, and operations — partnering with designers, analysts, and founders — to ship experiments, automate systems, and unlock growth across our banking and card products. If you’ve ever been a founder, this might feel familiar: you’ll need to code, test, analyze, and improvise — sometimes all in the same day.

This position is based in Los Angeles, CA.

The compensation for this role is between $130 to $170k. 

What you’ll do:

• Build and launch growth experiments across onboarding, conversion, and lifecycle — with a focus on speed and impact
• Own scrappy engineering work that fuels growth: shipping landing pages, email flows, Webflow builds, internal tools, and more
• Work closely with product and marketing to design A/B tests, track performance, and iterate fast
• Automate manual workflows across operations and risk — building the glue between teams, tools, and data
• Plug into analytics tools (Segment, Sigma (BI), internal dashboards) to identify opportunities and measure results
• Jump into whatever is needed — whether that’s tweaking our sign-up flow or helping finance get the right data

What you'll need:

• 1-3+ years of experience as a software engineer, growth engineer, or technical generalist
• Strong coding skills in JavaScript (React/Node)
• Comfort working across the stack and across tools — from Webflow and email editors to SQL and analytics platforms
• Deep scrappiness and bias toward action — you're excited to ship fast and learn fast
• Strong product intuition and ability to prioritize based on impact
• FinTech experience is preferred
• Experience across marketing, product, and ops — or as a founder — is a big plus

Why Karat?

• Huge opportunity. The creator economy just flew past a $50b milestone despite zero infra for creator banking. It’s our race to lose.
• Fascinating problems. We want to empower creators to focus on what they love and what matters most—being creative and growing their creator business. We are trying to figure out how to make the headaches and challenges of financial services easy.
• The right team. We’ve got a diverse team with talent from top companies (e.g., Goldman Sachs, McKinsey), previous startup founders, and folks who create content and understand the space! We work hard together and have fun at dinners, on hikes, and even over zoom (despite the oxymoron).
• Culture. We love hanging out with board games, delicious dinners, and brisk hikes as much as we enjoy delving into personal philosophy, management theory, and nitty gritty business details. Don't be afraid to bring yourself to work!
• Resources and growth. We’re well capitalized from top investors like Signal Fire and Union Square Ventures; CEOs from YouTube, Twitter, Wealthfront, and CAA; and investors including Twitch co-founder Kevin Lin, Y Combinator, CRV, and Coatue. We keep a lean team, and this is a rare opportunity to join. You’ll learn a lot, build foundational products, and grow as our company scales.

Feel like you are the right fit? Please email your resume and a brief elevator pitch of why you’re the right person.

Resources:

Karat's Series B!

Check out our culture and what we're building

Learn more about Karat's partnership with Visa and our Founders!

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