Modern Treasury builds payments operations solutions. We believe that payment operations is at the core of every business. Our tools automate the full cycle of money movement—from payment initiation, through approvals, to reconciliation—and are accessible through web application or API.

We’re a lean team and we work hard to build outstanding products for our customers. When we succeed, our customers grow.

OVERVIEW

This position can be based out of San Francisco, New York, or remote (we accept candidates from many states).

We're looking for Full-Stack Software Engineers to join our Engineering team. In this role, you will build innovative payments products that delight both engineering and finance teams. As an early member of the engineering team, you will help shape the engineering culture of a fast-growing startup.

The core platform at Modern Treasury sits between our customers and their banks. In the same way that Twilio abstracted away the complexity of working with communication networks, we have built an easy-to-use, common interface into the banking system. Our customers use our products to do things like move money to or from their users, automate back-office work, and record their transaction ledgers. The companies that can use Modern Treasury move over $750 trillion a year via bank payments, as compared to only $2 trillion per year on card payments.

Our API is often the most critical piece of infrastructure that our customers use. We place a premium on building robust, scalable systems that can sustain a high volume of API calls and exceed the reliability requirements to move money at scale. We complement this with well-thought out interfaces for our users and pride in writing quality API docs.

We believe in using the best tool for the job, rather than always using open source or building things ourselves. We actively embrace open source in parts of our system but aren't afraid to roll our own solution for things like writing and parsing bank files. We also contribute to open source (for example, https://www.moderntreasury.com/journal/continuous-accounting-building-on-an-open-source-library).

In addition to our API, we have had a web platform since day 1 that is used by accountants, controllers, and engineers. They use our platform to do things like manage payment workflows and monitor their business. As an engineer, you will work with our product team to build products and features for these users.

ABOUT MODERN TREASURY

Modern Treasury is the operating system for money movement. Our payment operations platform combines a suite of APIs and dashboards to help companies unlock new payments revenue, strengthen customer experiences, and drive efficiency through their business. Our end-to-end platform moves enterprises forward with faster payments, efficient workflows, full data visibility, and seamless bank integrations.

WEEK BY WEEK

During your first week you will:

• Get to know our leadership, culture, and values
• Onboard with the engineering team
• Ship your first commit on day 1
• Take on 1-2 small tickets to address bugs or make minor improvements
• Read our favorite industry primers

During your first six weeks you will:

• Ship your first major project
• Write your first blog post. We love writing at Modern Treasury (and have been on the front page of Hacker News multiple times with posts like "What Happens When You ACH a Dead Person?" and "How to Build an Insurance Company")
• Shadow a few customer and partner meetings every week

During your first six months you will:

• Work with our product team to scope and ship products for both our engineering and finance users
• Help grow our team by mentoring new engineers, writing internal tooling and documentation, and interviewing new hires

WHAT YOU SHOULD HAVE

• Experience building web applications professionally for 2+ years
• Experience working with SQL/Relational databases

TECHNOLOGIES WE USE

• Ruby on Rails for our backend framework
• React, GraphQL, and Tailwind CSS on the front end
• Postgres for our database
• Redis for caching
• AWS for infrastructure and hosting
• Docker for containerization
• GitHub for source code management
• Buildkite for continuous integration

• Ruby on Rails for our backend framework
• React for our front end framework
• Postgres for our database
• Redis for caching
• AWS for infrastructure and hosting
• Docker for containerization
• GitHub for source code management
• Buildkite for continuous integration