Head of Risk at PingLend (W21)
Remote
Full-time
3+ years
About PingLend

PingLend is on a mission to radically change the way credit works for the underbanked: starting with credit.

PingLend allows anyone to get a credit card regardless of their credit score by collateralizing assets such as gold, jewelry, watches, handbags, etc. This allows PingLend's users to build their credit and qualify for previously unobtainable financial products.

About the role

We are looking for an amazing Head of Risk who is ready to help build a FinTech unicorn and change the lives of underbanked Americans. We just wrapped up a Series A less than one year after our seed round and need to hire a risk expert that will help us launch a new credit card.

PingLend allows almost anyone to get a credit card regardless of their credit score by collateralizing assets such as gold, jewelry, watches, handbags, etc. This allows PingLend's users to build their credit and qualify for previously unobtainable financial products. Soon we will expand to every type of collateral.

We are building a platform that will be able to handle hundreds of thousands of cards, applicants, and every type of collateral. We need brilliant people to join our team to continue shipping product fast. We need to move fast to get the cards on the street.

The first goal you will be working on is to refine our credit decisioning platform. You will ultimately be in charge of risk for an entirely new credit experience. You will work directly with the CEO to lead our risk analysts and build out a complete risk team.

Responsibilities:

  1. Own and Refine risk across the lifetime of a customer
  2. Craft risk parameters that ultimately determine the secured card graduation rate
  3. Define risk parameters for a wide range of collateral
  4. Work with the growth marketing team to ensure we are targeting the correct audience

Requirements:

  1. Ability to lead risk efforts with little guidance
  2. Ability to develop a risk team
  3. Strong communication and interpersonal skills
  4. Experience working on credit card portfolio risk management

Nice To Have:

  1. Knowledge of alternative risk underwriting models
  2. Experience at a startup

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