Modern Treasury builds payments operations solutions. We believe that payment operations is at the core of every business. Our tools automate the full cycle of money movement—from payment initiation, through approvals, to reconciliation—and are accessible through web application or API.
We’re a lean team and we work hard to build outstanding products for our customers. When we succeed, our customers grow.
We're looking for Full-Stack Software Engineers to join our Engineering team. In this role, you will build innovative payments products that delight both engineering and finance teams. As an early member of the engineering team, you will help shape the engineering culture of a fast-growing startup.
The core platform at Modern Treasury sits between our customers and their banks. In the same way that Twilio abstracted away the complexity of working with communication networks, we have built an easy-to-use, common interface into the banking system. Our customers use our products to do things like move money to or from their users, automate back-office work, and record their transaction ledgers. The companies that can use Modern Treasury move over $750 trillion a year via bank payments, as compared to only $2 trillion per year on card payments.
Our API is often the most critical piece of infrastructure that our customers use. We place a premium on building robust, scalable systems that can sustain a high volume of API calls and exceed the reliability requirements to move money at scale. We complement this with well-thought out interfaces for our users and pride in writing quality API docs.
We believe in using the best tool for the job, rather than always using open source or building things ourselves. We actively embrace open source in parts of our system but aren't afraid to roll our own solution for things like writing and parsing bank files. We also contribute to open source (for example, https://www.moderntreasury.com/journal/continuous-accounting-building-on-an-open-source-library).
In addition to our API, we have had a web platform since day 1 that is used by accountants, controllers, and engineers. They use our platform to do things like manage payment workflows and monitor their business. As an engineer, you will work with our product team to build products and features for these users.
ABOUT MODERN TREASURY
Modern Treasury is payment operations software for businesses with a high volume of transactions or complex payment flows. Modern Treasury automates the full cycle of money movement — from payment initiation, through approvals, to reconciliation.
Our mission is to transform the way businesses move and track money, driving toward a world where payments are real-time, reconciliation is instant, and accounting is continuous.
WEEK BY WEEK
During your first week you will:
Get to know our leadership, culture, and values
Onboard with the engineering team
Ship your first commit on day 1
Take on 1-2 small tickets to address bugs or make minor improvements
Read our favorite industry primers
During your first six weeks you will:
Ship your first major project
Write your first blog post. We love writing at Modern Treasury (and have been on the front page of Hacker News multiple times with posts like "What Happens When You ACH a Dead Person?" and "How to Build an Insurance Company")
Shadow a few customer and partner meetings every week
During your first six months you will:
Work with our product team to scope and ship products for both our engineering and finance users
Help grow our team by mentoring new engineers, writing internal tooling and documentation, and interviewing new hires
WHAT YOU SHOULD HAVE
Experience building web applications professionally for 2+ years
Experience working with SQL/Relational databases
TECHNOLOGIES WE USE
Ruby on Rails for our backend framework
React, GraphQL, and Tailwind CSS on the front end
Postgres for our database
Redis for caching
AWS for infrastructure and hosting
Docker for containerization
GitHub for source code management
Buildkite for continuous integration
Modern Treasury is committed to equal employment opportunity and does not discriminate in any employment opportunities or practices based on an individual's race, color, creed, gender (including gender identity and gender expression), religion (all aspects of religious beliefs, observance or practice, including religious dress or grooming practices), marital status, registered domestic partner status, age, national origin or ancestry (including language use restrictions and possession of a driver’s license issued under California Vehicle Code section 12801.9), natural hair, physical or mental disability, political affiliation, medical condition (including cancer or a record or history of cancer, and genetic characteristics), sex (including pregnancy, childbirth, breastfeeding or related medical condition), genetic information, sexual orientation, military and veteran status or any other consideration made unlawful by federal, state, or local laws. It also prohibits unlawful discrimination based on the perception that anyone has any of those characteristics, or is associated with a person who has or is perceived as having any of those characteristics.