We're Karat. We're building the black card for creators (YouTubers, Instagrammers, Twitch streamers).
Banks don't understand creators today and are ill-equipped to serve this demographic. You could have millions of fans, make six or seven digit figures, and still be unable to access typical financial products from your average bank.
Our team comes from Instagram and Goldman Sachs and we understand these creators are businesses with real income streams along with predictive metrics like fan base, growth, and engagement.
We're backed by investors like YC, Coatue, CRV, Signalfire, and the cofounder of Twitch, and are hiring folks interested in building products at the intersection of fintech and media.
We’re building better financial products for digital creators and influencers.
Working with top creators and growing 50% month over month since launch. In Wired, Forbes, Tubefilter etc at link.trykarat.com/press
Raised over $4.5M from top investors like SignalFire, CRV, Coatue, the cofounder of Twitch etc
Team is from Instagram, Goldman Sachs, Visa, McKinsey, Uber, Facebook